1. Preheat oven to 350°F (180°F).
2. Grease or line a 23 x 13 cm. (9 x 5 in.) pan with parchment paper. Set aside.
3. In a bowl, combine flour, oats, chia seeds, baking powder, baking soda, cinnamon, and salt. Set aside.
4. Beat butter and brown sugar in an electric mixer. Add eggs and milk, and mix until smooth.
5. Add dry ingredients and mix together on low speed.
6. Add apples and continue mixing on low.
7. Stir in nuts and cheese with a spoon until spread throughout the batter.
8. Pour into prepared pan and bake for 55 to 60 minutes.

NUTRITION TIP

This is the perfect breakfast or snack bread!
For a not-so-sweet version, reduce quantity of brown sugar by half.